The Spirit of Independence: Unleashing Freedom in Self-Funded Healthcare Plan Management

As we recognize the 249th anniversary of the signing of our American Declaration of

Independence, we at 4C Digital Health want to wish you a happy and safe Fourth of

July.

It is humbling to consider that this great experiment in freedom and self-governance

was formed in the crucible of revolution and has endured over the past two-and-a-half

centuries to serve as a beacon for liberty-loving people across the world.

We at 4C have a special place in our hearts for the spirit of independence.

We believe that 4C’s independence in the healthcare marketplace is indispensable in

empowering self-funded employers to maximize the value of their employee health

plans for the benefit of their organizations and their employees.

As the late Marshall Allen famously said, "The American healthcare system is not broken,

it was built this way." In a marketplace dominated by the largest insurance carriers in the

world, it is not a coincidence that the hallmarks of our current system are a lack of

transparency, systemic adjudication errors, shameless self-dealing, and hidden costs

and fees.

4C understands that in order to demand data transparency and data-driven solutions in

the face of these challenges, self-funded health plans must have a team behind them

that is completely independent of the insurance carriers and that is completely loyal to

its clients.

That is the heart of the 4C philosophy.

At 4C, our value proposition is centered on four principles:

• Clarity: 4C leads the way in demanding the data that our clients need in order to maximize visibility into the true performance of their health plans

• Cost: 4C’s powerful Symphony data analytics platform allows our clients to identify financial remediation strategies to maximize the value of their healthcare dollars

• Control: 4C’s experienced Client Success team allows our clients to maximize control over their health plans for the benefit of their employees

• Compliance: 4C’s management platform allows clients to maximize compliance with their health plans’ fiduciary responsibilities under law

And while we believe our powerful data analytics platform is second to none, we also

recognize that the greatest technology in the world is not worth anything unless it is

matched with actual independence that is focused on the best interests of the self-

funded employer. It is for that reason that many of the largest self-funded employers in

the country turn to 4C again and again – to maximize value for their health plans and

their valued employees.

As we celebrate the American blessings of life, liberty, and the pursuit of happiness this

year, we here at 4C happily recommit ourselves to bold independence in support of

healthcare freedom and prosperity and wish you and yours a Happy Fourth of July.

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4C Digital Health is a leading independent healthcare transparency and analytics company headquartered in Wilmington, Delaware. We partner exclusively with self-insured employers to deliver unbiased insights and recommendations around their employee health benefits.